Constrafor vs Finance Lobby
CRE Debt & Lending Software · Verified 2026-08-22 · No paid placement
Construction payments, procurement, and subcontractor risk management fintech
General contractors and developers who want embedded early-pay financing for subcontractor invoices alongside procurement workflow tools — more a construction-fintech/procurement platform than a traditional CRE loan-origination tool, but directly relevant to construction lending risk management.
All-in-one CRE financing platform connecting brokers, borrowers, and lenders with AI-generated underwriting and deal memos
A fit for CRE brokers and borrowers who want to shop debt across a lender network with AI-assisted underwriting packages and deal memos — the tiered pricing (free Explorer for one deal, $199/mo Standard, $399/mo Pro) makes it genuinely accessible for individual brokers and small shops, not just large firms. The tradeoff is you're relying on Finance Lobby's lender network breadth and AI-generated memo quality rather than a direct correspondent-lender relationship — worth validating memo accuracy on a real deal before scaling usage.
| Constrafor | Finance Lobby | |
|---|---|---|
| Pricing model | Other | Subscription |
| Public pricing | Mid-Size Firms tier starts at $13,500/year (contractors under $500M annual construction volume) | Explorer free (1 active deal); Standard $199/mo (unlimited deals, full lender network); Pro $399/mo (+CRM, branded docs, team mgmt); 20% discount annual. |
| Asset classes | Office, Retail, Industrial, Multifamily, Mixed | All |
| Built for | Developers, Lenders | — |
| Integrations | Early Pay Program (invoice financing/advance calculator), procurement RFQ-to-invoicing workflow | — |
| Status notes | notable_funding: $299.5M raised across 5 rounds, including $264M Debt/Series A (Nov 2024); backed by NFX, FinTech Collective, Motive Partners, Fifth Wall; shutdown_risk: very low — heavily capitalized, embedded-fintech model (invoice financing) gives it a durable revenue engine beyond SaaS fees | None |
| Last verified | 2026-08-22 | 2026-08-22 |
What the data says
- Constrafor covers Office, Retail, Industrial, Multifamily, Mixed where Finance Lobby does not list coverage.
- Factor in Constrafor's status: notable_funding: $299.5M raised across 5 rounds, including $264M Debt/Series A (Nov 2024); backed by NFX, FinTech Collective, Motive Partners, Fifth Wall; shutdown_risk: very low — heavily capitalized, embedded-fintech model (invoice financing) gives it a durable revenue engine beyond SaaS fees
Frequently asked questions
- Constrafor vs Finance Lobby: which is better for CRE?
- Both are established cre debt & lending software options; the right choice depends on firm type, asset mix, and stack fit. The comparison table on this page sets out pricing model, asset-class coverage, integrations, and vendor status side by side — verified 2026-08-22, with no paid placement influencing either profile.
- Do Constrafor and Finance Lobby publish pricing?
- Constrafor: Mid-Size Firms tier starts at $13,500/year (contractors under $500M annual construction volume). Finance Lobby: Explorer free (1 active deal); Standard $199/mo (unlimited deals, full lender network); Pro $399/mo (+CRM, branded docs, team mgmt); 20% discount annual..